Kaysons Insurance Agency (KIA) has helped many apartment building owners find the right coverage and protection for their buildings. We can evaluate your needs and find a customized insurance protection for your income property. With access to several insurance companies, we can find a competitive program for any type of building.
At Kaysons Insurance Agency we understand the obstacles owners face and issues that make finding coverage hard i.e., Federal Pacific Stab-Lok electrical panels, Brush / Wildfire areas (closed zip codes), and properties lacking updates. In this constantly changing marketplace we take pride in knowing that protecting your apartment building is different from other kids of properties.
Coverages to Consider:
Let us tailor a policy to meet your specific needs with some of the industry leaders in apartment building insurance with some of the best insurance rates in: West Los Angeles, Santa Monica, Hollywood, Beverly Hills, San Fernando Valley, Orange County, Inland Empire, and San Diego.
- Replacement cost up to 125%
- No Co-Insurance Clause
- Loss of Business Income up to 24 Months
- Backup of Sewers & Drains
- Building Ordinance of Law
- Equipment Breakdown
- Non-Owned Auto Liability
- Personal Injury Liability
- Money & Security
- Employee Dishonesty
- Earthquake Insurance
- Umbrella Policy up to $100,000,000
- Workers Compensation
- Employer Practices Liability
- Flood
- Tenant Discrimination Liability
Discounts & Special Consideration for:
- Apartment Association Members
- Professionally Managed Buildings
- Registered IREM Members
- Pride of Ownership
- Claim Free Experience
- Smoke Free Buildings
- Older Buildings with building system updates
- Equipped with Fire & Flood Stop Systems
- Equipped with Fire Sprinklers/Alarm
- Multiple Buildings at one location
- Years in Business
- 5 or more locations on one policy
Disclaimer:
The definitions are only a general description of the coverage.
You must read your policy for actual definitions, limitations, and coverage limits as each has their own language and coverage limits.
